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Our Focused and Disciplined Approach to Investing.

Timing

Most people imagine that money is made when something you own is sold. Most people would relate to the fact that they make or lose money on real estate when they sell it. In reality, money in securities (stocks) is made when you buy. If you overpay for a position it makes it that much harder to realize a profit. If you buy a well-managed, competitive company at a fair or good price the chances of realizing a gain increase significantly.

Costs

We focus relentlessly on lowering the internal costs of our portfolios. The higher the internal costs for the client, the higher the hurdal is to realize a net gain. Advisors using third party money managers add a signifcant layer of fees without clients receiving an offsetting benefit. Keeping costs as low as possible increases the profit potential. The value of each account determines what is the most cost-effective way to deploy the assets. A $20,000 IRA account is not managed in the same way as a $1,000,000 investment account.

Selection

Selection of securities is critically important to the broad diversification of the client’s portfolio while at the same time ensuring a solid return.

Control

Having control over your portfolio is a very important consideration. We have determined this to be a key element of the success of our clients’ planning.

We subscribe to the theory that money is made when you buy a stock, not when you sell it.

Pasquale J. Sacchetta, MBA, CLU, AEP, CFP®

President, CFIG Wealth Management, LLC

We don’t have to be smarter than the rest. We have to be more disciplined than the rest.

Warren Buffett

Chairman and CEO, Berkshire Hathaway Inc.

What separates CFIG Wealth from most firms is our focused and disciplined approach to investing. We are not aggregators or allocators; we don’t acquire new clients simply to have the assets managed by an outside money manager. Why should you be aware of this practice? You should be aware of this practice for the simple reason you are hiring a financial advisor to work for you and not hand your money off to some other money manager while increasing your internal costs. You should also have your portfolio professionally reviewed by an independent advisor like CFIG Wealth to give you confidence you have a solid portfolio or provide insight as to how you can improve it. Why should you improve your portfolio? The stock market is continually evolving. Stocks move up and down in price. The rate of dividend payments change over time. Companies become listed for the first time through Initial Public Offerings (IPOs), companies merge or simply become delisted. You goal should be to have your financial advisor monitor your holdings to continuously improve the investment return while decreasing internal costs.

 

Here at CFIG Wealth our approach to investing is focused on assembling the very best portfolio of individual securities which will provide the highest investment return consistent with our clients’ risk tolerance and long-term goals at the absolute lowest possible cost. This approach ensures complete diversification while retaining complete control. 

Why Choose To Work With CFIG?

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  • If you change a light bulb, does that make you an electrician?
  • If you take a baby’s temperature, does that make you a doctor?
  • If you paint at home, does that make you Michelangelo?
  • If you buy a stock, does that make you a financial advisor?
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  • Edit or remove this text inline or in the module Content settings.
  • You can also style every aspect of this content in the module Design settings and
  • even apply custom CSS to this text in the module Advanced settings.
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Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

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Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

  • If you change a light bulb, does that make you an electrician?
  • If you take a baby’s temperature, does that make you a doctor?
  • If you paint at home, does that make you Michelangelo?
  • If you buy a stock, does that make you a financial advisor?

For the same reason a smart attorney would not represent himself (herself), you should not serve as your own financial advisor. You can’t be objective. Individual investors tend to make arbitrary decisions based on emotion rather than research and facts. Even experienced traders realize that they can’t be their own financial adivsor because there is more to advising a client than just buying and selling positions. This doesn’t mean anyone with a financial advisor can’t trade stocks in their own account because they love doing it.

We don’t have to be smarter than the rest. We have to be more disciplined than the rest.

Warren Buffett

You Might Be Thinking:  What is so different about CFIG?

Street Address

CFIG Wealth Management, LLC

1555 Post Road East

Suite 206

Westport, CT 06880

Mailing Address

CFIG Wealth Management, LLC

PO Box 352

Westport, CT 06881-0352

Business Hours

Monday thru Friday

9:00AM - 5:00PM

Appointments Available Outside Business Hours

Contact Information

General Inquiries

Phone: +1 (203) 221-0200

Email:  web.info@cfig.com

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Insurance products and services are offered through Continental Five Insurance Group, Inc., a licensed insurance agency, 1555 Post Road East, Suite 206, Westport, Connecticut 06880. Investment advisory services are offered through Continental Five Investment Group, LLC, a Registered Investment Adviser, 1555 Post Road East, Suite 206, Westport, Connecticut 06880.

Copyright 2008-2020

CFIG Wealth Management, LLC. 

All Rights Reserved.